Why Airline Credit Cards Save You Money

Why Airline Credit Cards Save You Money
If you are looking for a more affordable way to travel, you may be actively researching some of the many airline credit card options. Some of your friends, family members and co-workers may attest to their own personal experiences saving hundreds of dollars or more on their travel plans through their use of different credit card accounts, but you may be wondering if airline credit cards are really all that they seemingly promise they will be and how much money they can actually save you.

The Rewards Points and Miles
Each airline credit card account is unique, but most have a rewards program that enables you to earn points that can be redeemed for different products, services or even cash. Some rewards programs offer very specific rewards, such as only giving you miles with a specific airline. Some will give you bonus rewards and miles when you purchase your tickets or make other travel plans with your credit card. In order to make full use of the rewards program available on your airline credit card, you should be fully aware of all of the terms and limitations of the program. You should also pay attention for special offers available to earn bonus points and take advantage of all opportunities to earn points.

The Discounts With Different Travel-Related Companies
While some airline credit cards only provide you with the perk of a reward program, others may also give you access to discounts with different travel-related companies. This may include hotels, restaurants, resorts, tour companies, car rental companies and other affiliated businesses in the travel industry. These discounts will save you money when you travel, but you may want to explore all of the options available before making your travel plans. In some cases, you will be able to take advantage of lower rates with another unrelated company or business, or there may be other coupons or promotions available that are most cost-effective for you than using the discounts through your airline credit card company.

Free Upgrades Available
Another way some airline credit card companies can save you money is through free upgrades. For example, if you purchase your airlines tickets through your credit card, you may be able to enjoy a free upgrade to first-class or have access to the VIP lounge when you travel. If you book a hotel reservation with your airline credit card at an affiliated or participating hotel, you may enjoy a free room upgrade or benefit from a free night stay at the hotel.

Before You Apply for a New Credit Card
If you are thinking about applying for a new airline credit card, it is important to thoroughly compare the options. As with all credit cards, look for the account that will be most affordable for you to use based on how you use credit cards. The APR, annual fee and other related costs all should be taken into account. In addition, look for a credit card with rewards, discounts and special offers or upgrades that you are more likely to use. For example, if you plan to use your airline miles to travel to see your adult kids and grandkids, you may look for an account linked to an airline that has a direct flight from your primary airport to an airport close to where your kids live. Pay attention to related hotels, car rental companies and other businesses that are affiliated with the account as well, and choose a credit card that has discounts and incentives that you are more likely to use.

An airline credit card can save you a lot of money on your travel plans, but each account is different. More than that, how individuals use different accounts will vary. Because of this, it is important that you carefully review all of the airline credit card accounts and apply for the one that you think is a best-fit for your needs and plans.

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